This post is a continuation on our previous post about American Express Membership Rewards. If you are brand new to American Express points or would like a refresher, start there. This post will cover the business credit cards that earn American Express Membership Rewards points.
American Express Transfer Partners
You Don’t Have to Have a Traditional Business to apply for a Business Credit Card
To be eligible for a business credit card, you don’t need a storefront, employees or even an EIN (Federal Tax ID). If you have a small business where you are the sole proprietor you can use your Social Security Number in place of a Tax ID Number. Something as small as selling a few things on eBay can qualify as a business, so don’t count these cards out just because you don’t run a traditional business. Check out this post by Award Wallet for more information about business credit cards in general.
Membership Rewards Earning Cards (Business)
Here is a quick run down of all small business Membership Rewards earning cards available. The benefits listed here are just highlights so be sure to thoroughly research any card you plan on applying for so you understand all the card offers. If you have any questions Email Me or Tweet Me!
American Express Business Platinum
- $450 Annual Fee
- 50,000 points after $5,000 spend in the first 3 months (earn an extra 50,000 with an additional $10,000 in spend in the first 3 months – offer exp Jan 25, 2017)
- $200 airline fee credit. This can be used for incidental fees such as checked bag fees or in flight meals. You have to designate one airline on which to use your credits.
- Global Airport Lounge Access Program
- 1.5x points on purchases over $5,000 (up to 1 million additional points per year) and 2x points at AmexTravel.com
- 50% Airline Bonus: Use Pay with Points on an eligible fare and receive 50% of your points back.
- Baggage Insurance, Travel Accident Insurance, Purchase Protection
- Starwood Preferred Guest Gold Status
- TSA Pre-Check ($85) or Global Entry ($100) Fee Credit
Business Rewards Gold from American Express
- 50,000 point bonus after $5,000 spend in 3 months
- $175 annual fee is waived your first year
- 3x points on one category of your choice (from a the below list) and 2x points on the remaining categories
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
- U.S. purchases at gas stations
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
- Baggage Insurance, Travel Accident Insurance, Purchase Protection, Car Rental Insurance
Blue for Business from American Express
- 10,000 bonus points after your first purchase in the first 3 months
- No Annual Fee
- 2x points at AmexTravel.com and 1x points on everything else
- 30% yearly points bonus
- Baggage Insurance, Travel Accident Insurance, Purchase Protection, Car Rental Insurance
American Express Green Card for Business
- 5,000 points after your first purchase
- $95 annual fee is waived the first year
- 2x points on travel booked through AmexTravel.com
- Baggage Insurance, Travel Accident Insurance, Purchase Protection, Car Rental Insurance
This is by no means a complete list of every benefit offered by each card . Please look up all the details for a particular card before you apply! And always be responsible with your credit and check out my Beginner’s Guide to Miles and Points before getting into the credit card game.
