Citi ThankYou Points Overview

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Updated September 2017

Citi Thank You Points are one of the 4 major transferable currencies in the points and miles world with 15 different transfer partners.  You can also redeem points for airfare, hotels and cruises directly through Citi, but you usually get the most value for your ThankYou points by transferring to one their travel partners. Here is a quick overview of Citi ThankYou Points to get you traveling in no time!

 

Citi ThankYou Points Transfer Partners

There are 3 personal Citi cards that earn ThankYou Points – Citi ThankYou Preferred, Citi ThankYou Premier and Citi Prestige.  However, in order to be able to transfer your points to a partner’s loyalty program, you must hold either the Citi Prestige or Citi ThankYou Premier.  While technically you can use ThankYou points for merchandise, gift cards and statement credits,  it’s a terrible value – less than 1 cent per point – so don’t do it.  Currently Citi ThankYou points can be transferred to 14 different airlines and 1 hotel partner:

Citi Thank You Points Overview | Citi ThankYou Points Transfer Partners

 

Credit Cards That Earn ThankYou Points

Here are some highlights of the cards that earn ThankYou Points.   If you are interested in any of these cards you can get more information at Citi.com.  Be sure to check card details and terms and conditions before applying.  As long as you hold one of these cards, your ThankYou Points will never expire, however you must hold either the Citi ThankYou Premier or Citi Prestige to take advantage of Citi’s transfer partners.

Most banks these days have fairly strict rules about receiving sign up bonuses and Citi is no exception.  The following 3 cards are considered part of the same family of cards.  Therefore you can only receive one bonus for any of these cards every 24 months.  So, if you open a Citi ThankYou Preferred card and a Citi Prestige 6 months later, you will only receive the sign up bonus for the first card.

Citi ThankYou PreferredCiti Thank You Points Overview | Citi ThankYou Preferred

  • 15,000 point bonus after $1,000 spend  in 3 months
  • 2x points on dining out and entertainment, 1x points on all other purchases
  • No Annual Fee
  • Trip Cancellation & Interruption Protection, Worldwide Car Rental Insurance, Damage & Theft Purchase Protection
  • Points worth 1 cent each when redeemed for travel through the Citi ThankYou Travel Center
*Bonus ThankYou® Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

 

Citi ThankYou PremierCiti Thank You Points Overview | Citi ThankYou Premier

  • 40,000 point bonus after $3,000 spend  in 3 months
  • 3x points on travel including gas, 2x points on dining and entertainment, 1x points on all other purchases
  • $95 Annual Fee
  • Trip Cancellation & Interruption Protection, Worldwide Car Rental Insurance, Damage & Theft Purchase Protection, Lost Baggage Protection, Travel & Emergency Assistance
  • With this card , points are worth 1.25 cents each when redeemed for  airfare, hotels, car rentals and cruises directly through the Citi ThankYou Travel Center
*Bonus ThankYou® Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

 

Citi PrestigeCiti Thank You Points Overview | Citi Prestige

  • 40,000 point bonus after $4,000 spend  in 3 months
  • 3x points on air travel and hotels, 2x points on dining and entertainment, 1x points on all other purchases
  • $450 Annual Fee
  • Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through the Citi Prestige Concierge.
  • Annual $250 air travel credit that can be used towards airline tickets, baggage fees, upgrades and more
  • Priority Pass Select Membership
  • With this card you can redeem points on American Airlines at a rate of 1.6 cents per point and on other airlines at a rate of 1.33 cents per point (this drops to a flat 1.25 cents per point on 7/23/2017)
  • Redeem points for all other air, hotel, rental car, activity and cruise reservations at a rate of 1 cent per point.
  • $100 Global Entry fee credit
*Bonus ThankYou® Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

 

I actually don’t have any Citi cards that earn ThankYou points yet,  so my experience with them is limited.  I would love to get one of these cards  in my wallet soon – I’m just not sure which one yet!  What’s your favorite way to use ThankYou points?

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(Occasional updates, miles/points tips, and travel inspo)